About us

Established since 2008, Automotive Capital Resources (ACR) is a finance company specializing in Buy Here – Pay Here auto loans. We assist both independent and franchise dealers looking to expand their client base by offering products to attract a new type of buyer to their lot, as well as improving the dealer’s cash flow. We do so by providing an infrastructure and support system that is unmatched by anyone in the industry. At ACR, we believe in treating our customers in the same manner that we ourselves would like to be treated. This means going the extra mile to provide a higher level of service than our competitors and to design a program that makes sense to our clients.


To provide exceptional customer service both to our dealers and to our customers who’s contracts we purchase and service. We strive to understand our dealers’ business model, in order to know what matters to them, to then help them manage their cash flow while helping them grow their business. And, unlike large corporate organizations, we at Automotive Capital Resources (ACR), have maintained our grass roots approach.

To our corporate clients, this means going the extra mile to provide a level of customer service that “out services” our competitors. This enables us to design programs that make sense to both the client and to ACR.

To our acquired customers; this means helping them to reestablish their credit or establish their credit. We are strongly customer driven and believe that every customer, regardless of their past deserves an opportunity to start over; we provide that opportunity via our exceptional customer service, and our credit reporting.